Homeownership - Maintenance, Building, Updating, Renos, etc.

Discussion in 'The Hens' Nest' started by Fitz, Jan 20, 2016.

  1. megatron

    megatron Wordsmith Staff Member

    I’m so sorry YM. Flooding sucks so much.
     
  2. MagnificentCat

    MagnificentCat Chicken

    Ugh, that’s a lot. When it rains, it pours. Too soon?
     
  3. Erie

    Erie Florida AF

    Oh nooooo. Will your insurance cover any of it??
     
  4. Lh718

    Lh718 Chicken

    I'm so sorry @yesmaster . What a terrible time for all of this to happen. I really hope the majority of the damage is covered and fixed soon.
     
  5. user4290

    user4290 North of the Boarder

    A few years ago my parents had a really bad flood and found out that basic insurance doesn't cover it. I remember my Dad hitting the roof he was so angry. When we bought the house I was very specific when getting insurance and made sure we would have a policy for flooding.

    The power came back on just after I posted yesterday so TG was able to get a dehumidifier going. It ran all night. This morning you can see the floor all buckled. I called the insurance company and they confirmed I had coverage for this sort of thing. We do have a deductible, but likely would have spent 3 or 4 times that if we went without a claim. The insurance company is sending over contractors this morning and TG is going to meet them. They will probably rip the floor right up immediately if not set a time to come back tomorrow to do it. They will also look at the baseboards and walls to make sure there is no further damage.

    I have tentatively claimed the rug, TG's computer and sound system as well as his gaming equipment but we don't know for certain they are damaged because we haven't attempted to plug anything in yet.
     
  6. Fitz

    Fitz Leslie Knope Monster

    That sucks so so bad ym. I'm so sorry.
     
  7. MagnificentCat

    MagnificentCat Chicken

    I’m so glad y’all have a policy in place. What a mess.
     
  8. Erie

    Erie Florida AF

    Ooooh I am so glad you guys have flood insurance! We still don't but probably should.
     
  9. Zombie Llama

    Zombie Llama Ain't no corn bitch

    If you don't live in a flood plain, it is very inexpensive. I tell everyone to get it even if not technically required.
     
    MagnificentCat likes this.
  10. Erie

    Erie Florida AF

    Unfortunately it’s not that cheap for us - we aren’t in a flood zone but being near the Gulf and in Florida it’s just more expensive in general. The only reason I feel like we should get it is that any damages from rain getting in wouldn’t be covered, so if a hurricane took our roof off or knocked windows out. I just hate the thought of paying MORE for insurance when it’s already so high because our roof is old. I know we should. I just don’t want to.
     
  11. Zombie Llama

    Zombie Llama Ain't no corn bitch

    Ugh, that sucks.

    If the wind is the ultimate cause of the water damage (e.g. your roof or window is damaged), then your windstorm policy would pay out. If the damage is caused by rising water (e.g. rain building up or storm surge), then a flood policy would cover the damage.

    That being said, it gets real tricky when there is storm surge and wind damage. You can be screwed if you don't have flood and they conclude that storm surge or rising water was the ultimate cause of some or all of the damage. I have seen it happen.
     
  12. virgo

    virgo Chicken

    Get renter’s insurance! Ours is only about $150 for the year (and honestly it might be cheaper than that. I would have to go find the policy). It’s definitely worth it and covers not just your stuff but if you can’t live in your apartment anymore because of damage, you’ll get money to stay somewhere else. I can’t imagine a company saying you don’t qualify.
     
  13. Erie

    Erie Florida AF

    Yeah @Zombie Llama I 100% assume our insurance wouldn't cover anything to do with any water damage at all (better to assume the worst, right?) but we basically just keep our fingers crossed since the Tampa area really doesn't get hit with hurricanes. If we replace our roof next year, we'll likely add it then because it'll be much more affordable overall on our policy.
     
  14. user4290

    user4290 North of the Boarder

    We had another big storm last night and the basement stayed dry. Seems the suspected eaves was the problem and TG replaced it in time
     
    shiba shake, Roo, Vespidae and 5 others like this.
  15. Erie

    Erie Florida AF

    Talk to me about refrigerators. Do you love yours? What brand? Why do you like it (or dislike it)? What features are actually useful?
     
  16. CoolWife

    CoolWife Chicken

    Water and ice in the door with a filter that’s easy and cheap to replace. It makes life just so much easier. Now we have a side by side and I hate it. Both sides are useless. I liked my bottom drawer freezer the best, and I would love one that has a separate drawer that can be fridge or freezer.

    eta - we got our last filter from Amazon Essentials and it was like $12.
     
    Last edited: Jul 16, 2020
  17. MagnificentCat

    MagnificentCat Chicken

    I love the bottom freezer. We have a GE but the water filters don’t last a long time and are expensive to replace.
     
  18. Zoomzoom

    Zoomzoom Old Curmudgeon

    We got our LG 4.5 months ago and really like it so far. We wanted a French door fridge with ice & water and bottom freezer. I like that the ice maker part is pretty slim.

    Like CW I think having a drawer that can switch between fridge and freezer would be great.
     
  19. Erie

    Erie Florida AF

    Yeah I am leaning towards LG, with the intention of eventually replacing all our appliances with LG matching ones, definitely French door and I would like water and ice (though we will have to pay someone to run a water line for it, no big deal but an extra thing to deal with). I will say that I love my ZeroWater filter and may end up keeping that if I don’t like the taste of the water from the fridge filter. But an ice maker is a must.
     
  20. Kimmers

    Kimmers Chicken

    @Erie We’ve got an in-fridge ice maker and we use both the ice and water. I was firmly planning to do bottled water only down here but for L’s teeth we need the city water so I caved and bought filters for the fridge. And I’m really happy with it! The filters are kind of pricey (should be $70 but there’s always a coupon code, so $50 for both air and water) but they last a long time and the water tastes great. We’ve been here 10 months and I just placed my second order. We have a Frigidaire though.
     
  21. shiba shake

    shiba shake Chicken

    We got this one last fall and I still love it. The door-in-door is super useful for us because we go to the fridge a lot for soda or condiments, and those are kept in the smaller door. We don't use or have any smart features, but the one we got makes ice balls and we use those way more than we use the regular ice.

    My only caveats are that we have a garage freezer so I never have to try and stuff everything in the lower one. Also I might get the ones with the separate drawer because I hate having to open both french doors to use the big lower drawer.
     
  22. Erie

    Erie Florida AF

    Wait this makes circular/globe ice? Like for cocktails??
     
  23. shiba shake

    shiba shake Chicken

    Yep! We didn't realize it when we bought it and it was the most wonderful discovery. I think it's the "Craft Ice Maker" part because it does regular cubed and crushed in the door dispenser but ice balls have a spot in the freezer.
     
  24. Zoomzoom

    Zoomzoom Old Curmudgeon

    I liked the look of the Door in Door a lot, but it didn't come in the 33" we needed.
     
  25. Erie

    Erie Florida AF

    CRUSHED ICE?? Dammit I wasn't going to spend that much on a fridge, I was pointedly avoiding looking at that price range...

    ETA: it's too tall for our space thank Jeff Goldblum or else I'd be ordering this one lol